If I had (or could obtain a Templar set near the cost of 3 PYPs), I might go with Templar
But my choice is between the redoubt set and the defender set.
I lose free action, but the new pants slot cares for that.
I lose the 1 AC set bonus, but the redoubt gains more than care for that.
I gain +2 Str and 5 hp. Nice
I will be transmuting the plate, so no worries on the reflex save penalty.
The big downside is losing the +1 to all saves from the defender helm. So I take an effective -3 to fort and will.
I'm not so worried about fort. I like to play dwarf fighter, so fort is already pretty high. Plus I'm adding +2 Con from Icecrag Hero Earcuffs, so I get 1 back. End result is +16 Fort. I'm good with that.
Will drops to +7 on my build. Not ideal. I could offset that by adding a charm of enlightenment, by swapping a Charm Bracelet for Bracers of Fire. Then I could add a Dracolich Charm as well. Hmmmm.
So overall +7 to AC, 5 hp, +2 Str, +1 to Will and -2 to Fort.
D&D teaches all the important lessons in life - the low blow, the cheap shot, the back stab, the double cross. - Jerry Marsischky
Let them trap us. We have our swords. - Elric of Melnibone.
You try to get them to play the game, but all they want to do is play the rules. - Ardak Kumerian
I do not love the bright sword for its sharpness, nor the arrow for its swiftness, nor the warrior for his glory. I love only that which they defend - Faramir